The problem we work on

Almost every product KechX Technologies builds starts from the same observation: in a lot of everyday transactions, one side knows far more than the other. A scammer knows exactly what their link does. The person clicking it does not.

We call that information asymmetry, and it is the thing our software attacks. We are not trying to police the internet or replace anyone's judgement. We are trying to put the missing half of the picture in front of the person who needs it, early enough to matter.

How KechX Safe Browsing works

KechX Safe Browsing answers one question: is this safe to interact with? You give it something suspicious — a link, a QR code, a screenshot of a text message — and it gives you back a verdict in plain English, along with the reasoning behind that verdict.

The three steps

1. You submit an item. A pasted URL, a scanned QR code, or a screenshot you share into the app.
2. We analyse it. The item is checked against known-threat sources, inspected for the structural patterns that fraudulent pages and messages tend to share (lookalike domains, redirect chains, urgency and payment cues), and passed to a model that summarises what it found.
3. You get a verdict and an explanation. Not just a score — a short description of what the item appears to be and which signals drove the result, so you can disagree with us if you have context we don't.

Guardian Mode extends the same checks to a family member's device, so a person who wants help can have a relative see the same verdicts they do. Guardian Mode is opt-in on both sides and can be switched off by either person at any time.

What we do with your data

The short version: we collect what a feature needs to work, we keep it for as long as that purpose requires, and we do not sell it. The long version, including the specific categories and retention periods, is in our Privacy Statement.

Things we will not do

These are commitments, not aspirations. If we ever change one of them, we will say so on this page and date the change rather than quietly editing the list.

• We do not sell personal information to advertisers or data brokers.
• We do not build advertising profiles out of what you scan.
• We do not use Guardian Mode as a covert monitoring tool — both people can see it is on.
• We do not hand over user data without valid legal process, and we push back on requests that are overbroad. See Privacy and Civil Liberties.
• We do not make a verdict harder to dispute in order to look more confident than we are.

Where our software falls short

No fraud detection product catches everything, and any company telling you otherwise is selling you something. KechX Safe Browsing will sometimes flag a legitimate site because it looks structurally like a scam, and it will sometimes miss a novel scam that has not yet produced any of the signals we look for.

Treat a verdict as strong evidence, not as permission. A “likely safe” result on a page asking for your bank credentials is still a page asking for your bank credentials.

How we make money

KechX Safe Browsing has a free tier and a paid subscription that adds higher scan volumes, Guardian Mode for additional people, and deeper analysis. That is the whole model — subscriptions.

We mention this because it explains our incentives. We are paid when the product is useful enough to keep, not when you spend longer inside it or see more advertising.

How we handle mistakes

If we get a verdict wrong, tell us — every result in the app has a dispute option, and disputes are reviewed by people, not only by the system that produced the original answer. If we get something wrong at the company level, such as a security incident affecting your data, we will notify affected users directly and describe what happened rather than burying it in a policy update.

Who this covers

This statement applies to personal information handled by KechX Technologies LLC (“KechX Technologies”, “we”, “us”), a company registered in the United States with its headquarters in Miami, Florida, and an additional office in Norfolk, Virginia.

It applies when you:

• visit our websites;
• create or use an account in KechX Safe Browsing;
• contact us for support, or apply for a job with us.

It does not apply to third-party sites or services you reach through our products. Those have their own privacy practices.

Information we collect

We collect the categories below. Not every category applies to every person — what we hold depends on which products you use and which features you turn on.

We do not ask for, and do not want, more sensitive information than a feature needs. We do not collect precise location data, and we do not read your messages, browsing history, or files outside the specific items you choose to submit for analysis.

Why we use it

We use personal information for these purposes only:

• To provide the product. Analysing what you submit, returning verdicts, and managing your account and subscription.
• To keep accounts secure. Authentication, fraud and abuse prevention, rate limiting.
• To improve detection quality. Measuring accuracy and training our detection systems, using submitted items and dispute outcomes.
• To support you. Answering questions and investigating problems you report.
• To meet legal obligations. Tax, accounting, and responding to valid legal process.
• To communicate. Service notices always; marketing only if you have opted in, and you can opt out at any time.

We do not sell personal information, and we do not share it for cross-context behavioural advertising. We do not make decisions with significant legal effects about you using automated processing alone — verdict disputes are reviewed by people.

Scanned content

The items you submit to KechX Safe Browsing deserve their own section, because they are the most sensitive thing we handle.

What happens to a submission

A submitted item leaves your device so it can be analysed. It is checked against threat intelligence sources, inspected for fraud patterns, and summarised. The verdict comes back to your device and is stored in your history so you can find it again.

Screenshots

Screenshots are processed to extract the fraud-relevant content — sender details, links, payment requests, urgency language. We do not build a record of your general phone activity from them. Where a screenshot contains unrelated personal information, that information is not used for any purpose other than producing the verdict.

Turning off improvement use

By default, submitted items may be retained to improve detection. You can switch this off in the app under Settings → Privacy → Improve detection. With it off, items are used to return your verdict and then deleted on the schedule below. Turning it off does not reduce the quality of the verdict you receive.

Who we share it with

We share personal information only in these situations:

• Service providers who run infrastructure, payments, analytics, crash reporting, customer support and threat intelligence on our behalf, under contracts that limit them to our instructions.
• Guardian Mode participants, where you have opted in and only for the verdicts covered by that opt-in.
• Legal and safety. Where we are required by valid legal process, or where disclosure is necessary to prevent imminent harm. Our approach to these requests is described in Privacy and Civil Liberties.
• Corporate transactions. If the company or a business line is acquired, information may transfer as part of that transaction, subject to this statement.

How long we keep it

Where we are required to keep something longer for legal reasons, we keep only what the obligation requires.

Your rights and choices

Wherever you live, you can ask us to do the following, and we will honour the request unless a law requires us to keep the information:

• Access a copy of the personal information we hold about you.
• Correct information that is wrong or out of date.
• Delete your account and associated data.
• Export your data in a portable format.
• Opt out of marketing messages and of use of submissions for improvement.
• Object or restrict, and withdraw consent where we relied on it.

Email privacy@kechx.com or use Settings → Privacy in either app. We respond within 30 days, and we will not treat you differently for exercising a right. If you are unsatisfied with our response, you may complain to your local data protection authority or, in the United States, to your state Attorney General.

Security

We encrypt personal information in transit and at rest, limit internal access to staff who need it for their role, log administrative access, require multi-factor authentication on internal systems, and review our controls regularly. No system is perfect; if a breach affects your personal information we will notify you and the relevant regulators as required by law, and we will describe what happened plainly.

Children

Our products are not directed to children under 13, and we do not knowingly collect their personal information. Where a parent or guardian enables Guardian Mode for a minor aged 13 to 17, that is done from the guardian's account and with the minor's knowledge. If you believe a child has given us personal information, contact privacy@kechx.com and we will delete it.

International transfers

We are based in the United States and process personal information there. If you use our products from outside the US, your information is transferred to the US and to the countries where our service providers operate. Where required, we rely on appropriate safeguards such as the European Commission's Standard Contractual Clauses, together with additional technical measures.

Changes to this statement

When we change this statement we update the “last updated” date above. For changes that materially affect how we use your information, we will notify you in the app or by email before the change takes effect, and we will not apply a materially different use to information we already hold without a fresh legal basis.

Why we publish this

A fraud detection product is, mechanically, an inspection product. People hand us links, messages and screenshots and ask us what they are. That is a position of real trust, and it is also a capability that could be pointed in the wrong direction — at monitoring a partner, profiling a community, or building a picture of someone's private life.

We would rather state our limits in public, before anyone asks us to cross them, than decide case by case under pressure.

Our commitments

• Consent is the entry point. Nothing is analysed unless a person chose to submit it, or explicitly opted into a feature that submits it.
• No covert monitoring. Any feature that shows one person another person's activity must be visible to both, and revocable by either.
• Minimum data. We collect what a feature needs and no more. We do not collect precise location, contacts, or general browsing history.
• No secret capability. We do not build undocumented access paths into user data, for ourselves or anyone else.
• Explanations, not verdicts alone. A person affected by one of our results is entitled to know why, and to contest it.
• Purpose limits. Data collected to protect someone from fraud is not repurposed for advertising, scoring, or law enforcement analytics.

Privacy by design

Civil liberties protections that live only in a policy document tend to erode. We try to put them in the product instead.

• Analysis runs on the specific item submitted, not on a continuous feed from your device.
• Screenshots are reduced to fraud-relevant signals; surrounding personal content is not indexed or retained as a profile.
• Retention is bounded by default and shortened further if you turn off improvement use.
• Internal access to submitted content is role-restricted and logged, and access logs are audited.
• New features go through a privacy and civil liberties review before launch, and that review can block a launch.

Guardian Mode safeguards

Guardian Mode exists because the people most often targeted by scams are frequently the least comfortable evaluating a link alone. It is also the feature with the clearest potential for abuse, so it carries specific rules.

• Both people must accept the link, from their own accounts.
• A persistent indicator in the app shows when Guardian Mode is active and who can see what.
• Either person can end it at any time, without needing the other's approval, and the other is notified.
• Guardians see fraud verdicts and the items that produced them — not general app activity, location, or messages.
• For users aged 13 to 17, the minor is shown the same indicator and the same off switch as an adult.

Government and legal requests

We receive law enforcement and other legal requests like any company operating in the United States. Our process:

1. Legal review of every request. No data is produced on the basis of an informal ask, a phone call, or a request that does not cite valid legal authority.
2. Insist on the right instrument. We require a subpoena, court order, or warrant appropriate to the type of data sought, and a warrant for the content of submissions.
3. Narrow the scope. We produce the minimum responsive data. We challenge requests that are overbroad, vague, or that sweep in uninvolved users.
4. Notify the user. We tell affected users before producing their data, unless a court order or statute prohibits it — and we ask for gag orders to be time-limited so we can notify later.
5. Push back or litigate where a request is unlawful, disproportionate, or would set a precedent we consider harmful.
6. Report. We publish an annual transparency report with the number and type of requests received, how many we complied with in full, in part, or not at all, and how many users were affected.

Emergency disclosures, where there is a genuine risk of death or serious physical harm, are the one exception to advance notice. They are documented, reviewed after the fact, and counted in the transparency report.

What we will refuse

These are lines we do not intend to cross, whatever the commercial or legal pressure. If a court ever compels us past one of them, we will say so to the extent the law allows.

• Bulk or suspicionless access to user submissions.
• Building surveillance, predictive policing, or social scoring products.
• Selling or licensing user data to data brokers, advertisers, or intelligence contractors.
• Targeting or profiling people on the basis of race, ethnicity, religion, immigration status, political activity, sexual orientation, gender identity, or disability.
• Building tools whose purpose is to identify or track participants in lawful protest or journalism.
• Adding an undisclosed backdoor to our products.

Fairness in our models

Automated fraud detection can fail unevenly. A model trained mostly on English-language scams targeting one demographic will be worse for everyone else, and being worse here means either missing real fraud or falsely accusing legitimate businesses.

We test detection accuracy across languages and regions rather than reporting a single global number, keep a human dispute path for every verdict, review disputes for patterns that suggest systematic bias, and treat a persistent gap in accuracy between groups as a defect to be fixed rather than a cost of doing business.

Accountability

A named senior employee is accountable for privacy and civil liberties at KechX Technologies and reports directly to the founder. That role reviews new features before launch, signs off on responses to legal requests, and owns the annual transparency report. Because we are a small company, we say plainly what we have rather than describing a structure we do not yet operate: this is one accountable person with a documented review process, not a standing external board. If we establish an external advisory council, we will name its members here.

Raising a concern

If you think one of our products is being used to monitor or harm someone, or that we have fallen short of what is written here, tell us. Reports from users, researchers and employees are treated as serious, and we do not retaliate against anyone inside the company for raising one.

Agreement to these terms

By using our websites or apps (the “Services”) you agree to these Terms of Use. If you do not agree, do not use the Services. If you are using the Services on behalf of an organisation, you confirm you have authority to bind it.

Our Privacy Statement and Cookie Policy are part of this agreement.

If you use KechX Safe Browsing, our Terms of Service are also part of this agreement. They cover the mechanics of the service — plans, allowances, availability, support and billing. Where the two documents differ, these Terms of Use govern.

Eligibility and accounts

You must be at least 13 to use KechX Safe Browsing. Users aged 13 to 17 need a parent or guardian's permission.

You are responsible for the accuracy of your account information and for keeping your credentials secure. Tell us promptly at security@kechx.com if you believe your account has been accessed without permission. You may not share an account, or transfer it, without our written consent.

What the services do

KechX Safe Browsing analyses items you submit — links, QR codes, screenshots and messages — and returns an assessment of whether the item appears fraudulent, with an explanation.

We may add, change or remove features. If we discontinue a paid feature you rely on, we will give reasonable notice and make it right on the terms set out in our Terms of Service.

No guarantee of detection

Acceptable use

You agree not to:

• use the Services to monitor another person without their knowledge and consent;
• submit content you have no right to submit, or that you obtained unlawfully;
• test, probe, or attempt to evade our detection systems in order to make fraud harder to detect;
• scrape, resell, or build a competing dataset from our verdicts;
• reverse engineer, decompile, or attempt to extract our models, except where that right cannot lawfully be excluded;
• interfere with the Services, bypass rate limits, or access accounts or data that are not yours;
• upload malware, or use the Services to distribute unlawful, harassing, or infringing content.

Good-faith security research is welcome. If you find a vulnerability, report it to security@kechx.com before disclosing it, and we will not pursue action against research conducted within those bounds.

Your content

You keep ownership of everything you submit. You grant us a non-exclusive, worldwide licence to host, process and analyse your submissions for the purpose of operating the Services, including — unless you turn improvement use off — improving our detection systems. That licence ends when the content is deleted under the retention schedule in our Privacy Statement.

You confirm you have the right to submit what you submit, and that doing so does not breach anyone else's rights.

Subscriptions and fees

• Paid plans are sold as in-app subscriptions through the Apple App Store and Google Play. Those stores take the payment and are the seller of record; we do not bill you directly.
• Plans renew automatically for the period you selected until auto-renew is turned off in your store account.
• You can cancel at any time in that store account; cancellation takes effect at the end of the current billing period and you keep access until then.
• Prices may change with at least 30 days' notice before your next renewal.
• The price the store shows you includes any tax it is required to collect.
• Refunds are handled by the store under its own refund rules. Our Terms of Service set out when we will support a refund request or extend your access instead.
• Where a statutory cooling-off or refund right applies to you, nothing here limits it.

The fuller billing, renewal, cancellation and refund mechanics are set out in our Terms of Service.

Our intellectual property

The Services, including our software, models, designs, and the KechX names and logos, belong to KechX Technologies LLC or our licensors. We grant you a limited, revocable, non-transferable licence to use the Services for their intended purpose. Nothing else is granted.

Third-party services

The Services rely on third parties for hosting, payments and threat intelligence, and may link to sites we do not control. We are not responsible for third-party content or practices, and your use of a third-party service is governed by that provider's terms.

Disclaimers

Except as expressly stated in these terms, and to the fullest extent permitted by law, the Services are provided “as is” and “as available” without warranties of any kind, whether express, implied or statutory, including implied warranties of merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or that they will identify every threat.

Limitation of liability

To the fullest extent permitted by law, KechX Technologies LLC and its officers, employees and suppliers will not be liable for indirect, incidental, special, consequential, exemplary or punitive damages, or for lost profits, revenue, data or goodwill, arising out of your use of the Services.

Our total aggregate liability arising out of or relating to the Services is limited to the greater of (a) the amount you paid us in the twelve months before the event giving rise to the claim, or (b) one hundred US dollars (US$100).

Nothing in these terms excludes or limits liability that cannot lawfully be excluded, including liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation. Some jurisdictions do not allow certain exclusions, in which case the exclusions apply only to the extent permitted.

Indemnity

You agree to indemnify KechX Technologies LLC against claims, losses and reasonable legal costs arising from your breach of these terms, or your submission of content you had no right to submit.

Suspension and termination

You may stop using the Services and delete your account at any time. We may suspend or terminate access if you materially breach these terms, if your use creates legal risk or harms other users, or if we are required to by law. Where circumstances allow, we give notice and an opportunity to fix the problem first. On termination, provisions that by their nature should survive — ownership, disclaimers, limitation of liability, indemnity and dispute resolution — continue to apply.

Disputes and governing law

These terms are governed by the laws of the Commonwealth of Virginia, United States, without regard to its conflict-of-laws rules. If you live outside the United States, mandatory consumer protections of your country of residence still apply to you.

Before starting formal proceedings, please contact legal@kechx.com so we can try to resolve the matter directly — most issues are settled this way within 30 days. If we cannot, the courts located in Fulton County, Georgia have exclusive jurisdiction, and each party keeps the right to bring a qualifying claim in small claims court. You may also always bring a complaint to a consumer protection authority in your jurisdiction.

Changes to these terms

We may update these terms. For material changes we will give at least 30 days' notice by email or in-app before they take effect, and continued use after that date means you accept the updated terms. If you do not accept them, you can stop using the Services and cancel any paid plan, and we will make it right on the terms set out in our Terms of Service.

What this document covers

These Terms of Service apply when you use KechX Safe Browsing, whether on a free plan or a paid one. They are an addition to our Terms of Use, not a replacement for them: eligibility, acceptable use, ownership, disclaimers, limitation of liability and dispute resolution all live there and apply here in full.

Our Privacy Statement, Cookie Policy and Privacy and Civil Liberties commitments also form part of the agreement between us.

The service and its plans

KechX Safe Browsing takes something you are unsure about — a link, a QR code, a screenshot, a message — and returns a plain-English assessment of whether it looks fraudulent, along with the reasoning behind that assessment. We call each of these a scan.

The service is offered on two kinds of plan.

The current allowances, features and prices for each plan are the ones shown in the app and on the store's purchase screen at the moment you subscribe, and those are the terms you are agreeing to. We may introduce, rename or retire plans; Changes to the service below explains what we do for existing subscribers when that happens.

Accounts and devices

You can use the free plan without an account. An account is needed for a paid plan, for scan history, and for anything that has to follow you between devices.

A plan covers one person. You may use it on the devices you personally use — a phone and a tablet, say — but accounts are not to be shared between people or passed on. If a plan is sold as a family or household plan, the number of people it covers is stated on that plan.

A paid subscription is held in the Apple or Google account you bought it from, and your KechX account is what carries the plan into the app. Keep the two connected: if you sign in to the app with a different KechX account, or subscribe from a different store account, the plan will not follow you on its own.

Keeping your credentials secure is your responsibility. If you think someone else has reached your account, tell us at security@kechx.com and we will help you close it off.

Scan allowances and fair use

Allowances exist to keep the service fast and affordable for people using it the way it is meant to be used: checking things they are personally unsure about. Unused scans do not roll over into the next period.

An unmetered plan is still subject to fair use. We may apply rate limits, and we may contact you or restrict the account, if usage looks automated, looks like bulk processing, or looks like an attempt to extract our verdicts at scale — all of which the acceptable use section of the Terms of Use already prohibits. Before restricting a paying account for fair use we will tell you what we are seeing and give you a chance to explain or adjust, unless the activity is causing active harm.

We do not sell access to our verdicts as a bulk feed or an API under these terms. If you need that, write to legal@kechx.com and we will talk about a separate agreement.

Availability and maintenance

We aim to keep KechX Safe Browsing available around the clock, and we design and monitor it with that in mind. That is a target we work to, not a guarantee we are giving you: the service is provided on the “as available” basis set out in the Terms of Use, and no service level credit or refund arises automatically from an outage.

Planned maintenance is scheduled for low-traffic hours wherever we can, and we announce it in the app in advance when we expect it to interrupt scanning. Emergency work — a security fix, most often — may happen without notice, and we will say afterwards what happened.

If a paid feature is unavailable for an extended period through our fault, contact support@kechx.com and we will make it right — in the ordinary case by extending your paid access by the affected period, since the store rather than we took the payment. The Cancelling and refunds section below explains how that works and what we will do to support a refund request you make to the store.

Support

Support for every user, free and paid, is at support@kechx.com. We aim to respond to a first message within two business days, and faster for anything involving account security, billing or a suspected active scam. Support is provided in English.

We can help with the service: accounts, scanning problems, and understanding a verdict. We can also help you work out what happened with a charge, though a refund or a billing correction has to come from the store that took the payment. We cannot recover money you have already lost to a scam, act as your representative with a bank or a platform, or give you legal, financial or insurance advice. If you have lost money, report it to your bank and to your national fraud reporting body first — speed matters more there than anything we can do.

Beta and experimental features

Some features are released as beta, preview or experimental, and are labelled as such where you turn them on. They are optional, they may be less accurate or less stable than the rest of the service, and they may be changed or withdrawn at any time without the notice periods described below.

Using a beta feature never removes an existing feature from your plan, and you can turn one off at any time. Where a beta feature is a paid one, we say so before you are charged for it.

Billing and renewal

Paid plans are sold only through the Apple App Store and Google Play. We do not sell subscriptions directly, and we never see or hold your card details.

• The price is the one the store shows you at purchase, in your local currency, and it already includes any tax the store is required to collect.
• Plans are charged in advance for the period you chose and renew automatically until auto-renew is turned off in your store account.
• Renewal, retries after a failed payment, and any grace or hold period follow the store's process, not ours.
• Receipts, invoices and billing history come from the store and live in your store account. We cannot produce them for you.
• We will give at least 30 days' notice before a price increase, and it only takes effect at a renewal. The store will also tell you, and depending on its rules may need your agreement before charging the new price.
• If a payment ultimately fails, the store ends the subscription and the plan reverts to the free plan. Your account is not deleted.
• Where you bought through one store, that subscription is tied to that store account. Moving between iOS and Android means cancelling in one and subscribing in the other; we cannot transfer a subscription across stores.
• If a plan is shared through Apple Family Sharing or the Google Play family library, the store's rules on who is billed and who has access apply on top of the household limits described above.

Cancelling and refunds

You cancel in the store you bought the plan from — under Subscriptions in your Apple Account settings, or under Payments and subscriptions in Google Play. Deleting the app does not cancel a subscription, and we cannot cancel one for you. Cancelling stops the next renewal; it does not cut your access short. You keep the paid plan until the end of the period you have already paid for, and then move to the free plan.

Refunds

Because the store took the payment, the store decides the refund, under its own refund policy and time limits. Requests go to Apple or Google, not to us. We have no way to return money we never received.

That is a limit on the mechanism, not on what we think is fair. Where we would otherwise have refunded you — if we retire a paid feature you relied on, change these terms materially to your disadvantage and you leave rather than accept, or the service is substantially unusable through our fault — then at your choice we will either:

• put our support for your refund request in writing, in a form you can give the store, confirming what happened and that we consider a refund warranted; or
• where the store still declines, extend your paid access by at least the affected period at no charge, which is the closest we can get to a refund on our own.

Ask us at support@kechx.com and we will not make you argue for it. We do not generally treat a period that simply went unused as one of these cases, though you are welcome to ask.

Where a statutory cooling-off or refund right applies to you, nothing here limits it, and you can exercise it against whichever of us the law makes responsible.

What happens to what you scan

The detail lives in our Privacy Statement, which is the authoritative document. In short, and so that it is stated in the agreement you are signing: we process what you submit in order to give you a verdict, we keep it only for the retention periods set out in that statement, and we use it to improve our detection systems only while you leave improvement use switched on.

Your plan does not change any of this. Paying us more does not buy more privacy, and using the free plan does not buy you less of it.

Changes to the service

The service will change — fraud changes, so it has to. We add, adjust and remove features as we go.

Where a change materially reduces what a paid plan does, we will give you at least 30 days' notice by email or in the app, and you can cancel in your store account and claim the remedy set out under Cancelling and refunds above. Retiring a plan works the same way: we will move you to the closest equivalent and tell you what is different, and if the new plan would cost you more for less, we will cover the difference by extending your access rather than leaving you to absorb it.

Changes to this document follow the process in the Terms of Use: at least 30 days' notice for anything material, and the effective date is shown at the top of this page rather than the change being made quietly.

Ending the agreement

You can stop using the service and delete your account whenever you like. We can suspend or end an account on the grounds set out in the Terms of Use — material breach, legal risk, harm to other users, or a legal requirement — and, where circumstances allow, we will tell you first and give you a chance to put it right.

However the agreement ends, you can export your scan history before you go, and we will honour an export request made within 30 days of the account closing. After that the data is deleted on the schedule in the Privacy Statement. If we end a paid account for a reason that is not your breach, treat it as one of the cases under Cancelling and refunds: we will back your refund request to the store, or extend equivalent access elsewhere if you would rather have that. Remember to cancel the subscription in your store account too — closing the account with us does not stop the store billing you.

If something goes wrong

Tell us before anything formal starts. Write to support@kechx.com for a problem with the service, or legal@kechx.com for a dispute, and we will try to sort it out directly — most things are settled that way within 30 days.

A dispute about a charge — a refund refused, a renewal you did not expect, an amount you do not recognise — has to go to Apple or Google, who took the payment and hold the power to reverse it. Tell us as well, and we will help however we can from our side.

If that does not work, the governing law and dispute resolution terms in the Terms of Use apply, as does your right to take a complaint to a consumer protection authority where you live.

What cookies are

A cookie is a small text file a website stores on your device so it can remember something between page loads — that you are signed in, for example, or which preferences you chose. Cookies set by the site you are visiting are first-party; cookies set by another domain are third-party.

Cookies that last only until you close your browser are session cookies. Ones that stay for a defined period are persistent cookies.

Cookies we use

Our marketing website is deliberately light. Here is everything it can set:

Strictly necessary cookies are set without consent because the site cannot function without them. Functional and analytics cookies are set only where you have consented, or where local law permits them on a legitimate-interest basis.

What we do not use

• No advertising or retargeting cookies.
• No cross-site tracking pixels or social media trackers.
• No fingerprinting to identify you across sites.
• No selling or sharing of cookie data with data brokers.

Similar technologies

Alongside cookies we may use local storage to hold interface state on your device (it never leaves your browser unless you sign in), and standard server logs that record IP address, user agent and requested URL for security and reliability purposes. Server logs are kept for 13 months.

Managing cookies

You have several ways to control them:

• Our banner. Accept or reject non-essential cookies when you first visit, and change your mind later from the cookie settings link in the footer of the account area.
• Your browser. Every major browser lets you block or delete cookies, either generally or per site. Look under Privacy or Site Settings.
• Private browsing. Cookies set in a private window are discarded when you close it.

Blocking strictly necessary cookies will break sign-in. Blocking functional or analytics cookies has no effect on anything else you can do on the site.

Do Not Track and Global Privacy Control

We honour the Global Privacy Control (GPC) signal: if your browser sends it, we treat that as an opt-out of non-essential cookies without asking again. Browser Do Not Track headers are not consistently defined across the industry, but because we run no advertising or cross-site tracking there is nothing for a DNT signal to switch off.

Inside the mobile apps

KechX Safe Browsing is a native app and does not use browser cookies for its core features. It stores a device-local session token to keep you signed in, and it collects the diagnostic and usage data described in our Privacy Statement. We do not use advertising identifiers such as Apple's IDFA or Google's Advertising ID, and we do not ask for App Tracking Transparency permission because we have nothing to track you for.

Changes to this policy

If we add a cookie we will add it to the table above and update the date at the top of this page. If a new cookie needs your consent, we will ask before setting it.

Why we engage

We are a small company, and we are not going to pretend otherwise. We do not have a Washington office or a large government affairs operation. But the problems we work on — consumer fraud and information asymmetry — are actively legislated, and we would rather participate honestly and in public than not at all.

This page exists so anyone can see where we stand without asking, and so our positions are on the record before they are convenient.

Consumer fraud

Scam losses in the United States run into the tens of billions of dollars a year, and the burden falls hardest on older adults and recent immigrants. We support:

• stronger authentication and liability rules for real-time payment rails, so a consumer who is tricked into an authorised push payment is not automatically left with the whole loss;
• faster, standardised takedown processes for domains and phone numbers verified as fraudulent, with due process for wrongly flagged businesses;
• timely, structured sharing of fraud indicators between platforms, carriers, banks and independent security vendors — including small ones;
• meaningful funding for FTC and state Attorney General enforcement, which is where most consumer fraud work actually happens;
• caller ID and messaging authentication requirements that extend to the messaging channels scammers have moved to.

Federal privacy law

We support a comprehensive federal privacy law, and we support it even though it would impose obligations on us. Building one product against fifty state regimes wastes engineering time that small companies do not have, and produces worse privacy outcomes than a single clear standard.

What we think such a law needs:

• Data minimisation as a default duty, not a disclosure obligation. Notice-and-consent has failed; the question should be whether collection was necessary, not whether it was mentioned.
• Real access, correction, deletion and portability rights, with enforceable timelines.
• Limits on sale to data brokers, which are the mechanism by which scammers buy targeting lists.
• A preemption floor, not a ceiling — a federal standard that raises the baseline without extinguishing stronger state protections that already work.
• Proportionate obligations by company size, so compliance cost does not become an incumbency subsidy.

AI accountability

Our products use machine learning to reach conclusions that affect people — a verdict that a business's website looks fraudulent has consequences for that business. We think the obligations should follow the consequence, not the technology label:

• People affected by a consequential automated decision should be able to get an explanation and contest it with a human reviewer. We already do this.
• Accuracy should be reported disaggregated by language and region, not as a single headline number that hides uneven performance.
• Regulation should target deployment in high-stakes contexts rather than imposing licensing regimes that only the largest labs can satisfy.
• We oppose mandates that would require us to build population-scale monitoring capability in the name of safety.

Competition and app stores

Our product reaches users through two mobile app stores. We support interoperability and fair-dealing requirements for dominant platforms, transparent and appealable app review decisions, and the ability for developers to communicate directly with their own customers about pricing.

How we engage

• We respond to public consultations and requests for comment, and we publish what we file.
• We give technical input to legislators and agency staff when asked, and we answer questions about how fraud actually works even when the answer is unhelpful to us.
• We participate in industry and anti-fraud coalitions, and we say which ones.
• We register and report lobbying activity where thresholds are met.
• We do not offer or accept anything of value to influence an official act, and our staff may not make political contributions on the company's behalf.
• We do not fund undisclosed third-party campaigns or astroturf groups.

Political contributions

KechX Technologies LLC does not operate a political action committee and does not make corporate contributions to candidates, parties, or committees. Employees are free to participate in politics on their own time and with their own money; we neither reimburse nor track those choices, and no employee's standing at the company depends on them.

Transparency

Once a year we publish a short public policy report listing the consultations we responded to, the coalitions we belonged to, any registered lobbying activity, and any change to the positions on this page. If a position here changes, the change will be dated rather than silently substituted.

Our position

KechX Technologies LLC has zero tolerance for slavery, servitude, forced or compulsory labour, child labour and human trafficking, in our own operations and anywhere in our supply chain.

We publish this statement voluntarily. As a US company at our current size we are not required to report under the UK Modern Slavery Act 2015 or the Australian Modern Slavery Act 2018, and we fall below the reporting threshold of the California Transparency in Supply Chains Act. We publish anyway, because a company that only discloses when a statute forces it to is disclosing for the wrong reason, and because setting the practice now is easier than retrofitting it later.

Our business and structure

KechX Technologies LLC is a consumer software and intelligence company registered in the United States, headquartered in Miami, Florida, with an office in Norfolk, Virginia. We build and operate one mobile product: KechX Safe Browsing. We have no subsidiaries and no manufacturing operations, and we do not produce or trade physical goods at scale.

Our supply chain

Because we are a software business, our supply chain is short. It consists mainly of:

Risk assessment

Most of our spend goes to large, established technology suppliers in jurisdictions with functioning labour enforcement, which keeps our direct risk low. Our two genuine exposure points are the ones every software company has and few name:

• Electronics we buy. Laptops, phones and test devices sit at the end of a manufacturing and mineral extraction chain with documented forced-labour risk that we cannot audit ourselves at our size.
• Human review work. Any use of outsourced annotation or content review carries a risk of low pay, excessive hours and poor conditions, especially where work is subcontracted onward.

Policies and due diligence

• Supplier Code of Conduct. Suppliers must prohibit forced and child labour, pay at least the legal minimum wage, keep working hours lawful, permit freedom of association, and not charge recruitment fees to workers or retain identity documents.
• Contract terms. New and renewed supplier agreements include modern slavery representations, a right to information about labour practices, an obligation to flow equivalent terms to subcontractors, and a right to terminate for breach.
• Screening before onboarding. We check publicly available labour and human rights information for new suppliers, weighted by spend and by country risk, and we prefer suppliers who publish their own modern slavery reporting.
• Human review suppliers specifically. Any vendor doing annotation or content review for us must confirm pay at or above a living wage for their location, disclose subcontracting, and provide access to mental health support for reviewers exposed to distressing material.
• Hardware purchasing. We buy from manufacturers who publish responsible sourcing and conflict minerals reporting, and we extend device lifecycles and buy refurbished where practical, which reduces demand rather than relocating it.
• Remediation over exit. Where we find a problem, our first step is to require a corrective action plan with dates, because abrupt withdrawal usually harms the affected workers. We terminate where a supplier will not remediate.

Our own workforce

Everyone who works for KechX Technologies is directly employed or engaged under a written contract, is paid at or above the applicable legal minimum, has the right to work verified through lawful channels, keeps possession of their own identity documents, and pays no fee to be recruited. We do not use unpaid internships in place of paid roles, and we do not use labour intermediaries for our core staff. Our contract terms and working hours comply with US federal and state law in Florida and Virginia.

Training

Employees involved in purchasing, vendor management, or trust and safety receive training on modern slavery indicators and on our escalation process when they join and annually after that. All staff are told, in onboarding, how to raise a concern and that doing so is protected.

Reporting concerns

Anyone — employee, supplier, platform user or member of the public — can report a concern about forced labour or trafficking connected to our business. Reports can be made anonymously, are reviewed by a senior manager independent of the relevant commercial relationship, and are protected from retaliation. We do not use non-disclosure agreements to prevent anyone from reporting labour abuse to authorities.

In the United States, the National Human Trafficking Hotline can be reached on 1-888-373-7888 or by texting 233733.

Commitments and approval

For the coming financial year we have committed to:

1. completing modern slavery clauses across all supplier contracts by value, not just new ones;
2. obtaining written labour-practice confirmations from every human review and outsourced support vendor;
3. recording modern slavery risk as a scored factor in our procurement process rather than a checkbox;
4. publishing the number of concerns raised and how each was resolved in next year's statement.

This statement covers the financial year ending December 2026, describes the steps taken during that period, and is reviewed and approved annually by the founder and Chief Executive Officer of KechX Technologies LLC.

Christopher Bradley
Founder & Chief Executive Officer, KechX Technologies LLC
Miami, Florida — August 4, 2026

The KechX Intelligence System (KIS) for institutions

The KIS platform is our dedicated intelligence dashboard built specifically for state agencies, financial institutions, and community organizations. It bridges the gap between everyday consumer threat reporting and institutional defense, giving organizations real-time visibility into localized fraud patterns, brand impersonations, and emerging scam campaigns.

If you want the full product picture first — what the dashboard shows, where the data comes from, and how alerts reach your team — start with the KIS product page.

Working with State Attorneys General

State consumer protection offices carry an immense burden tracking emerging scam rings, fake websites, and fraudulent text campaigns. We believe in keeping our data pipelines open to these offices. By sharing crowd-sourced, anonymized intelligence gathered from real users spotting threats, we help state teams see what phishing scams are hitting their residents in real time — at no cost to taxpayers or public budgets.

Community reinvestment and local banks

Local banks and credit unions are pillars of their communities, and they share the heavy lifting of protecting account holders from wire fraud, imposter scams, and digital theft.

Through community-focused safety initiatives, financial institutions can support digital literacy and scam-prevention programs that directly protect vulnerable populations and low- and moderate-income (LMI) residents. In return, these programs help banks meet their Community Reinvestment Act (CRA) community development goals while giving their account holders practical tools to stay safe online.

How to get involved

If you represent a state agency, a local bank, or a community organization looking to bring structured fraud protection, the KIS platform, and scam awareness to your region, we would love to connect. Email us at partnership@kechx.com.